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Savings Rates
As of August 16, 2010
Rates subject to change without notice.
Prime Rate: 3.25%

Current Rate Current APY*
Regular Share Accounts 0.30% 0.30%
Summer Share Accounts 0.30% 0.30%
Vacation Share Accounts 0.30% 0.30%
Holiday Club Accounts 0.30% 0.30%
Share Draft Accounts 0.00% 0.00%
Education Individual Retirement Share Accounts 0.35% 0.35%

Traditional and Roth Individual Retirement Share Accounts - Tiered Rates
$ 0 to $ 2,499.99 0.35% 0.35%
$ 2,500 to $ 9,999.99 0.40% 0.40%

$ 10,000 to $24,999.99

0.50% 0.50%

$ 25,000 to $49,999.99

0.75%

0.75%
$ 50,000 & Over 0.95% 0.95%

Money Market Checking/Savings Accounts - Tiered Rates. Minimum balance of $2,000 to earn interest.
$ 2,000 to $ 9,999.99 0.35% 0.35%
$ 10,000 to $ 24,999.99 0.45%

0.45%

$ 25,000 to $ 49,999.99 0.70% 0.70%

$ 50,000 to $149,999.99

0.90%

0.90%
$ 150,000 & Over 1.00% 1.00%

Share Certificates
Term Current Rate Current APY*
3 month 0.40% 0.40%
6 month 0.50% 0.50%

12 month

0.90% 

0.90%

15-Month SPECIAL

1.19% 

1.20%

18 month 1.00% 1.00%
24 month 1.24% 1.25%
30 month 1.49% 1.50%
36 month 1.88% 1.90%
48 month 2.13% 2.15%
60 month 2.68% 2.71%
Minimum Balance to open a Share Certificate is $500. For IRA certificates add 20 basis points to the current listed rate - includes Traditional, Roth and Education IRA's with the exception of 15 month special. Share Certificates are subject to an early withdrawal penalty.

*Annual Percentage Yield.
Fees may reduce earnings.